Groq
Recurring free quota · No credit card
GPT-OSS 120B: 200k tokens/day
LLM inference and lightweight agents.
A lot of AI APIs say “free”, but the useful question is what kind of free. This comparison separates recurring free usage from one-time credits and shows whether you can start without attaching a payment method.
Documentation checked 20 Oct 2026. Provider terms can change.
The short version
If you need usage that comes back after a reset, start with Groq, Cloudflare Workers AI, OpenRouter or an eligible Gemini model. If you need a larger amount for a short experiment, AssemblyAI and Deepgram give more upfront usage but do not behave like recurring monthly plans.
| Provider | Offer type | Free usage | Reset | Card | At the limit |
|---|---|---|---|---|---|
| Groq | Recurring free quota | GPT-OSS 120B: 200k tokens/day | Daily, plus per-minute limits | No credit card | Requests are rate-limited by model. A 429 is returned at the cap. |
| Cloudflare Workers AI | Recurring free quota | 10,000 Neurons/day | Daily at 00:00 UTC | No credit card | Free-plan requests stop when the daily Neuron quota is used. |
| OpenRouter | Recurring free quota | 50 requests/day across free models | Daily | No credit card | Free-model requests stop when the daily request cap is reached. |
| Gemini API | Recurring free quota | Model-specific free quotas | Recurring rate limits; check your project in AI Studio | No credit card | Limits are model-specific. Paid billing is separate from the Free tier. |
| AssemblyAI | One-time credit | 185 hours pre-recorded + 333 hours streaming | Free usage, no monthly reset stated | No credit card | Treat the published free usage as a starting balance, not a monthly refill. |
| Deepgram | One-time credit | $200 free credit | One-time credit | No credit card | The $200 credit is one-time. Continued usage is pay-as-you-go. |
Free is not one category. A recurring quota comes back after a reset. A one-time credit does not. That difference matters more than whichever headline number looks largest.
Recurring free quota · No credit card
GPT-OSS 120B: 200k tokens/day
LLM inference and lightweight agents.
Recurring free quota · No credit card
10,000 Neurons/day
Serverless AI features.
Recurring free quota · No credit card
50 requests/day across free models
Trying several models through one API.
Recurring free quota · No credit card
Model-specific free quotas
Multimodal and Gemini experiments.
One-time credit · No credit card
185 hours pre-recorded + 333 hours streaming
Speech-to-text prototypes.
One-time credit · No credit card
$200 free credit
Larger voice and transcription experiments.
Groq publishes model-specific request and token limits rather than one universal daily number. Cloudflare Workers AI gives a daily Neuron budget shared across its models. OpenRouter gives a small daily request quota across free models. Gemini API has model-specific Free-tier limits, so the exact model matters.
Deepgram gives a $200 starting credit. It is useful for a larger experiment, but it does not reset. AssemblyAI publishes substantial starting transcription usage with no card, but does not document a monthly refill. Treat both as finite starting balances.
It means the documented free offer can be started without first attaching a payment method. It does not mean every model or paid feature from that provider is available without billing. Check the exact model and project settings before sending production traffic.
This is not a list of every API with the word “free” on a pricing page. It only includes providers in the directory whose no-card starting access is documented well enough to compare. Unknown details stay unknown rather than being filled with estimates.
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